Mortgage Smart

Welcome

Welcome to Mortgage Smart, your source for solid mortgage information written by mortgage experts. Read about appraisals, when to refinance, using your home equity wisely, how to shop for a loan, construction loans and investment properties. Are adjustable rate mortgages a good deal? Should you use an escrow account? Are predatory lenders out to do you in? What about using online mortgage applications? Not familiar with mortgage terms? Where do you start with a mortgage application? How to get down payment assistance for free? How to fix your credit.

To provide mortgage shoppers the kind of information they deserve in order to become mortgage smart and protect their financial well being.