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Mortgage Documents

Purchase and Refinance Mortgage Documents
Mortgage Loan Assumption Agreement (Sample)

Under certain circumstances lenders will allow a borrower to assume a mortgage held by the lender. This form is used to execute the assumption of the loan... Read more

Construction Loan Documents

Adjustable Rate Construction Loan Note Rider (SAMPLE)

Construction loan interest rates typically adjust during construction. This rider describes how those adjustments are made based on prime rate.... Read more

Construction Loan Agreement (SAMPLE)

This agreement is between the builder, the home buyer and the lender. It specifies how the loan will be disbursed by the lender and what happens if the builder or the borrower do not perform as required. ... Read more

Construction Loan Agreement - Exhibit 1 Disbursement of Funds

The Disbursement of Funds from the construction loan fund is a systematic method of assuring that work is done on house under construction before paying for that work.... Read more

Construction/Perm Loan Disclosure (SAMPLE)

A construction loan starts as an interest only temporary loan and ends as permanent amortizing mortgage loan.... Read more

Florida Final Release of Liens

Upon completion of construction and before final payment is made to the builder, the lender will require a final release of lien, which is sworn affidavit saying all sub contractors have been paid in full.... Read more

Florida Residential Construction Loan Draw Schedule

The residential construction loan draw schedule shows how the construction loan funds will be disbursed based on work completed.... Read more

Notice of Commencement (SAMPLE) For New Residential Construction

This form is used in some states to indicate to sub-contractors that work has begun on the residential construction project and the name of the contractor and owners.... Read more

Notice to Owner (Sample)

Once you receive a Notice to Owner from a sub contractor, your contractor must provide your lender with a "Release of Lien" before construction funds will be disbursed.... Read more

Partial Waiver of Lien and Release (Sample)

A partial release of lien is required for any subcontractor who has filed a "Notice to Owner" during the course of construction.... Read more

Residential Construction Cost Estimate

The residential construction cost estimate takes into consideration all of the expenses involved in building a home. Construction lenders require this estimate.... Read more