Mortgage Smart 
First Time Homebuyer
When you go out to shop for a mortgage you probably are going to hear many unfamiliar terms. Because of all the options available, obtaining a mortgage loan can be a real adventure. And since so much is at stake, your knowledge of the jargon will help you get the best possible deal.
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10 Top Tips for Moving
Hire professional movers or do it yourself?... Read more
Affordable Mortgages
Just about anyone can buy a home. With new low down payment mortgages, and special programs for low income households, many more families can now qualify for home mortgages.... Read more
Homeowners Insurance
Protecting your home and its contents is probably one of the most important financial decisions you will make. Understanding the details regarding your home and what insurance does can help you be sure you have the right coverage.
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House Poor?
Use this website’s mortgage calculators to compute how much house you can afford. Don’t buy a house on emotion, buy it by the numbers. You will sleep better at night.
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How can I get information about mortgages?
Information about PITI, TIL, Discount Points, mortgage loan fees, credit, APR, sample disclosure documents... Read more
I Can’t Get a Mortgage
Many lenders offer FHA or b-c loans which stands for credit that is not classified as "a" credit The lower the quality of the credit, the lower the "grade."... Read more
Mortgage Escrow Account
Why do lenders require escrow accounts? What do they do for you? Are they only a method for banks to get free use of your money? Or do they hold a greater purpose in our society?... Read more
Mortgage Loan Application Checklist
In today's tight mortgage market preparation puts you one step ahead. The mortgage application checklist will help you prepare.... Read more
Mortgage Loan Closing
Settlement of a mortgage loan is a legal process, so specific procedures and requirements will vary according to local laws, but the following outline of closing practices will help you through the process.... Read more
Mortgage Terms
When you go out to shop for a mortgage you probably are going to hear many unfamiliar terms. Because of all the options available, obtaining a mortgage loan can be a real adventure. And since so much is at stake, your knowledge of the jargon will help you... Read more
New FHA Lending Limits
FHA loan limits make FHA loans available for most refinancing and home purchases. T... Read more
Top Ten Ways to Build Your Mortgage Borrowing Power
Nothing can deflate the joy of buying a new home more than worrying about being turned down for a mortgage loan. Avoid disappointment by sharpening your credentials before you go hunting for a loan.... Read more
Top Ten Ways to Save Money on Your Mortgage
Whether you are buying a home or have a home, there are some tricks to save money on your mortgage.... Read more
Featured Article
Predatory Lending: Defend Yourself!
