First Time Homebuyer Advice

Learn the mortgage process as a first time homebuyer

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Because of all the options available, obtaining a mortgage loan can be a real adventure. As a first time homebuyer it is important to learn the mortgage process here before you visit a mortgage lender or even a realtor. Additionally, you should be aware of the many benefits are available for first time homebuyers such as downpayment assistance and tax breaks

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Affordable Mortgage Payments

Use mortgage calculators to compute how much house you can afford. Don’t buy a house on emotion, buy it by the numbers. You will sleep better at night.... Read more

Affordable Mortgages

Just about anyone can buy a home. With new low down payment mortgages, and special programs for low income households, many more families can now qualify for home mortgages.... Read more

Build Your Mortgage Borrowing Power

Nothing can deflate the joy of buying a new home more than worrying about being turned down for a mortgage loan. Learn how to build your mortgage borrowing power.... Read more

Homeowners Insurance

Protecting your home and its contents is probably one of the most important financial decisions you will make. Understanding the details regarding your home and what insurance does can help you be sure you have the right coverage.
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Mortage Application Turned Down?

Many lenders offer FHA or b-c loans which stands for credit that is not classified as "a" credit The lower the quality of the credit, the lower the "grade."... Read more

Mortgage Escrow Account

Why do lenders require escrow accounts? What do they do for you? Are they only a method for banks to get free use of your money? Or do they hold a greater purpose in our society?... Read more

Mortgage Loan Application Checklist

In today's tight mortgage market preparation puts you one step ahead. The mortgage application checklist will help you prepare.... Read more

Mortgage Loan Closing

Settlement of a mortgage loan is a legal process, so specific procedures and requirements will vary according to local laws, but the following outline of closing practices will help you through the process.... Read more